admin, Author at The Super Green Dot Project

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1) Overcome fear 2) Do the work

Aug 192012

This excerpt is from a comment stream on Google Plus.

Steve Hoefer Aug 14, 2012
It’s certainly not for everyone, but the hardest thing about doing it is to make the choice to do it. +Sophi Kravitz is off to a great start with this site. I’ve been nodding along as I read all the interviews posted.

B Deevis Aug 14, 2012
I would love to go down this road, but what to do? How do I make enough to support my family? How do I get insurance? And on and on. So much to be nervous about.

Steve Hoefer Aug 15, 2012
+B Deevis Read the interviews on Super Green Dot. She asks those who have gone before exactly those questions and got some really good answers.

Your situation may be a bit more difficult since you have young-ish kids and their needs come first. But you also have a spouse, which can take a lot of the pressure off of having less stable income. Those with partners to support them have the easiest time transitioning to self employment.

I believe there are two primary things to successfully go off on your own:

1) Overcoming fear. There are several ways to help this. One is to have nothing left to lose. Getting laid off is a good and common one. The next is to recognize you’re not on your own. There are tons of people, organizations and resources to help you. They’re not going to come to you though, you’ve got to go find them. The next is to recognize that a lot of what you fear can happen with any job. They can lay you off, cut your pay, cut your benefits, overwork you, etc, etc. When you work for yourself these decisions are much more in your hands. The last is to work towards it in steps. If insurance is your biggest fear, work on that. Like Sophi, find a part-time job that gives benefits. Or maybe your spouse can move to a job that provides insurance for all of you. Or maybe you can start a medical savings account and get a high deductible insurance coverage that’s affordable by the month. Or something else entirely. Work to overcome those problems one at a time and it won’t seem so overwhelming.

2) Do The Work! Work like hell. Work on the kinds of things you want to be working on, without pay. If you aren’t dreaming about your projects when you sleep you aren’t working near hard enough. If you don’t know what you’re doing, who cares. Do it anyway and you’ll learn. Give yourself hard deadlines and impossible projects. Do NaNoWriMo or make and blog a new thing every single day. Turn that shit out. Most of it will be crap, but some will be wonderful, and the wonderful stuff will get easier. Whatever it is, do it. Write, create, build, develop. Learn. Push. Ruthlessly build a portfolio. Share it. You’ll quickly fall in with people doing other amazing things who will support you.

And then it’s not unheard of (likely even!) that you’ll end up with strangers calling you up offering you money to do what you’ve been doing anyway!

And their deadlines are more reasonable. And then more and more will come to you, offering you opportunities to do things you’ve never had before. To the point where you have to tell them “No, sorry, I don’t have the time!” Or you can raise your prices so you can spend more time with your family, or live in luxury, or hire some people you think are awesome, or live in another country, or pick and choose only the projects that inspire you, or donate it all to charity, or something completely else that makes you happy.

But none of this will happen if you don’t do the work. No one else can do it for you. Working for myself is much harder work than any other job I could imagine. But it’s well worth it for me.

That said, it’s not for everyone. For some people it’s much less stress to let someone else make the business decisions and feel secure in a weekly paycheck. Some people don’t want daily surprises
at work or to be ultimately responsible for the success or failure of a project. Some don’t have the fiscal responsibility to deal with uneven income and extra paperwork. Some can’t stand the jack-of-all-trades-ness that a sole proprietor or small businessperson has to sustain. And all that’s fine! If that stuff sounds horrid to you then self employment is probably not your path to happiness. Quite the opposite!

And there are some people who do The Work and it never pans out. Some professions (mostly creative ones, especially visual arts) are incredibly hard to make a living at regardless of your work or talent. It can still be incredibly valuable to try, and while it may not ultimately lead to being a famous artist the journey often leads you to something different you wouldn’t have found otherwise. For example my work as an animator lead (though convoluted paths) to design educational video games, a business I found much more satisfying and rewarding. And both of those careers feed into my current business making electromechanical wonders.

Check out Steve Hoefer’s website at Grathio.com – there is lots of inspiration is to be found there.

Dr. Xtreme – Scientist & Sex-Toy Engineer

Just Plain Odd No Responses »

Aug 172012

This is Dr. Xtreme. I quit a job as a research physicist at a government precision measurement lab in May 2012 to pursue a career as an independent inventor. (Sophi’s note: Dr. Xtreme makes a high-tech vibrator). I was at that job since the beginning of 2006, when I finished my Ph.D. in applied physics. It is too early to tell whether this will be financially successful. Right now my burn rate is greater than my income, and I am burning through savings.

What did you do for work in your last full time job?
I was a research physicist in a precision measurement lab, building superconducting electronics to do microwave measurement for quantum information science.

When did you leave your last full time/part time job?
May 2012

What consumes your life?
Work. Building new technologies and making them ready to sell.

Do you have a trust fund that supports you?
No. Although I am draining my retirement accounts from my previous job. This will run out fast.

How did you get started in your own business? What pushed you to stop working for other people?
I *never* wanted to work for other people. That was always a compromise I tolerated in order to gain the skills I needed to be independent, as well as the capital to try something.

Do others support you emotionally or are they always asking you to get a “real” job?
Yes. I am very supported by people in my life.

How do you support yourself financially?
We’ll see. I’ve lived mostly on savings and have a consulting contract which should come online in the next couple weeks which should be enough to both live on and launch a couple more products going through the end of 2012.

Do you have health insurance and if so, who pays for it?
I do, via my wife, but she’s about to quit her job also and then I won’t. This is America, land of the dumb. If we get a little sick, we’ll just pay out of pocket and if we get really sick we’ll leave the country. With my education and work experience I’m confident that getting a visa to a country with a real health care system(all of them but the US) would be easy.

How much time do you spend looking for business?
Stuff mostly comes to me, and I have a marketing person.

Are you happy you chose this path or do you wish you could go back in time?
Yes. It’s too early to tell where this will lead, but quitting my job was the only way for me. I’d rather fail at this than succeed at what I was doing before.

You can read more about the high-tech vibrator here: doctorxtreme.com and http://www.toymakerproject.com/doctor_xtreme/

Sari Botton – Freelance writer

The Writers No Responses »

Aug 152012

I’m Sari Botton. I’m a freelance writer who wears many hats to stay afloat. I juggle several “day job” gigs, as a journalist, ghostwriter, teacher, and copywriter, all to support my habit of writing first-person essays and memoir. I have been freelancing full-time since 1996, but attempted to take full-time jobs last year because publishing is in decline, and more difficult to make a living at. I lasted 7 weeks each, at two different full-time jobs. They weren’t for me, and I’m not cut-out for office life.

What was your last full time job?
In 1996, I left a job as an arts/society editor for WWD/W Magazine.

What’s your passion?
Writing first-person non-fiction narrative is my passion.

Tell us about a normal week, do you get to spend much time doing work you love?
In an average busy week, I probably get to spend 10 – 15 hours doing my own writing. I also love my work as a workshop leader for the TMI Project, through which we offer empowering monologue writing/performing workshops. I do that work about 20 hours a week, including teaching, editing, and doing administrative stuff.

I’ve seen a few TMI performances and they were fantastic. The TMI Project is doing amazing work, tell us a little bit about it:
TMI Project is a non-profit organization that offers empowering monologue writing and performance workshops. All our workshops culminate in performances of the true monologues our participants write. We get people to tell the parts of their stories that they usually leave out because they are too embarrassing or painful, and we emphasize taking responsibility for your role in how your story played out. It’s kind of like The Moth meets The Vagina Monologues, although we also offer co-ed classes.

Why did you stop working for other people?
After nearly 10 years working at newspapers and magazines, I realized I did my best work on my own terms, on my own time. First I started freelancing for other publications while I had a job. Then, when I had enough freelance work, I left.

Do others support you emotionally or are they always asking you to get a “real” job?
There are people in my life who are understanding and supportive – most of all my husband. But there are also some annoying people who are always nudging me to just get a job already. They mean well, but they don’t get me.

Can you share some of the names of who you write for?
Journalism-wise, The New York Times, Harper’s Bazaar, xojane.com, The Rumpus, New York Magazine, and various other publications.

Do you have health insurance and if so, who pays for it?
I do have health insurance, through the Freelancer’s Union. I think this is crucial. It is a monthly expense that I do not consider optional.

How much time do you spend looking for business?
It depends. Sometimes business finds me. Sometimes I spend weeks putting feelers out.

By feelers, do you mean you answer advertisements or do you have a vast network?
I have ads on mediabistro and publishersmarketplace, which often help me find work. I also have a network of people in the various fields I work in.

Are you happy you chose this path or do you wish you could go back in time?
I am happy I chose this path. I wish I’d also gotten a master’s degree that would make it easier for me to teach undergraduate English. I have sometimes worked as an adjunct professor, but that work is hard for me to get consistently without an MA.

You can find more about Sari Botton at: saribotton.com and tmiproject.org

Bradley Gawthrop – Pipe Organ Builder

Just Plain Odd 3 Responses »

Aug 132012

This is Bradley Gawthrop. Bradley is a builder and restorer of pipe organs who has been in full time business for himself for three years.

Sophi’s note: I met Bradley on Twitter and was impressed with his knowledge of electronics and the cool projects he works on. Working on pipe organs is one of those unique fields where just not a lot of people work in. I chose a few photos of his work to pepper this interview with. There are some great insights in here about working for yourself. Read on…

What did you do for work in your last full time/part time job?
More or less what I’m doing now, actually, but with far less autonomy. I had always intended to go into business as an organ builder, but I had expected to do it after five or six years working for another firm. As it turned out, after three years working for my last employer the recent contracting economy resulted in my being laid off.

Why did you leave your last full time/part time job?
One morning I came into work to load a truck for the installation of a new organ in Knoxville, TN. I was slated to go with the organ and work on the installation crew, but after the truck was loaded a half dozen employees were gathered together in an office and laid off. I had been slowly gathering the essentials for striking out on my own one day, but in many ways I wasn’t prepared. Jobs in my industry are hard to come by, so I had to decide whether to jump into another field while I finished getting my ducks in a row, or take the plunge. My suspicion was that I could probably make a living on jobs too small for a company of my former employers’ overhead to make a profit on, and this turned out to be largely correct.

What pushed you to stop working for other people?
In my particular case, as you’ve heard, circumstances were a big contributing factor!
In the larger sense, my certainty that I would have to start my own firm came from the love of my craft.

You have to understand, my industry has a case of nostalgia which can border on pathological. The lack of change and development in the industry has gone on so long, and the prices have spiraled up so far that the art itself is in genuine danger of commercially imploding.

Even before I was a full time organ builder, I watched the industry very carefully and it was clear to me pretty early that my idea of a 21st century pipe organ firm was not simply unusual but truly radical; radical enough to become controversial. No existing organ builder was going to take the risk of embracing what I felt was the only sustainable way forward.

Now whether or not it can actually work and be sustainable in the long run is an open question. I wouldn’t be the first organ builder to have commercially unsustainable delusions of grandeur – Check back in ten years.

What are your passions?
Outside of organ building, which has been my passion since I was a teenager, I have healthy obsessions with electronics, typography, history, and film. A surprising number of my passions which are ostensibly “outside” my line of work have ended up being very valuable assets for the business.

If you intend to be in business for yourself, especially solo, I think having wide interests can often be huge help. I would advise any entrepreneur to avoid the trap of over-specializing. Tunnel-vision is incredibly dangerous in a business landscape which is changing at a modern pace.

What is your work life like?
I’m a problem solver by nature, so the parts I naturally fall in love with are the design of instruments and the engineering. I have less love for the actual manufacturing, which account for an awful lot of hours, and absolutely no love for administration. The amount of time I would lose to chasing down vendors and keeping them accountable was one of the biggest surprises of our first few years of operations.

Having a large percentage of my work be the comparatively less exciting part makes for daydreams of having employees to do my least favorite parts. But I’ve spent enough time in management to know I’d really just end up spending burdensome time managing people instead. The joy of being a small shop, and the value of it for an enterprise is that it allows you to pivot on a dime. Most companies evolve their engineering and construction techniques year on year, they have to collect feedback from numerous levels, make decisions about it and develop and spread new methodology through their institution. The situation with a sole proprietorship is much more organic and responsive, I can change our procedures between one organ and the next, or even one component and the next if necessary. That’s a pace of development most institutions simply cannot sustain, and since I get it for free, I try to exploit it.

That flexibility can become a real temptation to spread yourself too thin, as well. I think a lot of small business owners also have difficulty saying no. In the early days, you’re so hungry, and often so broke that the temptation is to try to get every job, even if it’s a bad fit, and to agree to terms and conditions and behavior from customers which bite you later on in order to secure the work. I work really hard at knowing when to leave an idea or a project on the table, when not to agree to a customer demand, even knowing it will mean losing a job.

This year, we had to fire a customer for the first time; that’s the absolute pits but a small enterprise cannot afford to carry the weight of bad customers. Where a large business could absorb those losses in the overhead, customers who take advantage of a small business, or don’t trust you, will absolutely drown you. Don’t let them.

Do you have a trust fund that supports you?
Oh, if only!

Do others support you emotionally or are they always asking you to get a “real” job?
I had the unusual good fortune to bring the business into the black surprisingly quickly, so I didn’t have to ask my spouse for all that great a leap of faith. She’s been great, and we have the advantage of not having kids, and having fairly simple tastes for lifestyle, our costs are low. My wife also works full time, without which this whole enterprise would probably not be sustainable, at least not at this point.

How do you support yourself financially?
By working my tail off, same as anybody else. The difference is, because my income comes in drips and drabs, you do a lot more gambling on whether you horde the money for fear of work drying up, or invest it in hopes of driving more. Sometimes you guess right, other times you spend a few months eating perhaps a little more instant pasta than you might otherwise.

Do you have health insurance?
We are working towards a point where both my spouse and I can be insured, but we aren’t at the present time. Naturally I have to carry insurance against a catastrophic injury which would prevent me from completing the work in hand, but a regular health plan? Not yet. Perhaps in another year or two.

How much time do you spend looking for business?
Not as much as I should. Having as much work as you can handle makes taking days away from the shop to go survey and write proposals very difficult. It feels very difficult to justify writing a proposal for work you have perhaps a 25% chance of securing while work for which you have received real money sits in the shop waiting for your attention. It’s one of the most difficult parts of my work balance right now.

Are you happy you chose this path or do you wish you could go back in time?
I don’t spend a lot of time engaged in that kind of speculation. For starters, I’m too busy! I will say this, if I didn’t care passionately about what I was doing, I would never have lasted this long at it; that’s the fuel. Many people work extremely hard just to make a living, but being an entrepreneur is a different sort of life-eating hard work which has a special capacity to burn you out. If you don’t have a reservoir of passion to feed that fire, you’ll want to be very careful about going into business; It’s not a job, it’s a lifestyle.

You can read more about Bradley Gawthrop at his blog or follow him on Twitter @talldarknweirdo

Wendy McClelland – Internet Marketing

The Marketers No Responses »

Aug 082012

Wendy McClelland is 50 plus and owns Simply Organic Marketing.
She has been specializing in Internet communications for nearly 20 years and been watching the internet grow from just 200,000 pages to a Daily Life Tool. She focuses on helping companies that produce natural, organic and health products, as well as products and services that enhance and improve people’s lives.

What did you do for work in your last full time/part time job?
I was Marketing Manager for an organic food producer that sold product throughout North America.

Why did you leave your last full time/part time job?
I was laid off the week before Christmas 2010. The business owners decided to change the way they handled marketing and the entire sales/marketing team was laid off. An outside agency was hired to replace us.

What are you passionate about?
My passions are my family. I have three grown children, a fantastic son-in-law and daughter-in-law, three adorable grandsons and my parents who I spend a lot of time with. I have lots of siblings and friends who enrich my life too.
I am passionate about my work, I love working with the wide range of businesses I get to – everything from a master chocolate maker (‼!) to a woman who takes people on cooking tours to Italy.

Can you elaborate more about the Master Chocolate Maker?
The master chocolate maker and his wife/partner are originally from Belgium and have built a very successful business here in Canada. They wanted to take the business to the next level and hired me to help build their corporate client base and manage their social media campaigns.

How much time do you spend in your dream life?
I spend about 15% of my time in my dream life now (being with my family/friends/community interests), 10% planning my ideal life -I have some big goals for the next few years! The balance is spent on my work. I must add though that my work really is part of my dream life. I truly enjoy what I do so it’s not “work” it’s more a “creative outlet” for me.
I am a solo entrepreneur so don’t get annoyed by anyone else “at the office”. I am starting to sub out some of the work in research and social media to others so I can focus on more of the work that I enjoy – which is the planning, innovation and development of marketing strategies.
I only work with clients I like and who offer products/services that benefit people’s lives. I have turned down clients which I felt I wouldn’t feel comfortable with (e.g. chemical manufacturer).

Do you have a financial trust fund that supports you?
Ha ha ha!!! Eighteen years ago I went through a divorce and was left with three small kids. I built a business while they were small and was able to buy my own home. Ten years ago I became ill with a near fatal illness and spent over two months in hospital. I then had a two year recovery that meant NO income, so I lived off the equity in my home.
After it was over and I was able to go back to work, I had lost my home and started over again. Since then it has been two steps forward and one step back. When I lost my job in 2010 I had some savings, but went through those during 2011 while I was looking for another job. When I realized I should go back to work for myself I had $200 in the bank. I luckily got a decent first contract that got me started and from there I’ve just added more clients every month.
I have no savings at this time, but have a strong plan in mind to rebuild my financial stability. I have a strong faith and that sustains me, so I don’t lose sleep over lack of money. I know God will always provide what I need.

How did you get started in your own business?
I’ve always been entrepreneurial at heart. I incorporated my first business when I was 19, and throughout the years have had numerous small businesses that I could do from home while I had small children.

What pushed you to stop working for other people?
When I got divorced I had been pretty much a stay at home mom, and didn’t want to leave my kids for long hours each day. So I created a business that allowed me to work from home in my own hours. I started with a typing business which grew into a consulting business. That grew into having my own radio program and travelling throughout North America talking to people about doing business online.
I created my first website in 1996 and the New York Times chose it as “one of the best biz sites on the ‘net”. That recognition gave me the ability to become an expert in the “new” business called “the internet” and I created a successful business around that.

Radio show! Awesome! Tell us about that.
As my business grew from typing to consulting I was approached by my local Chamber of Commerce to provide some assistance to clients. That went really well and the Chamber referred me to my local university-college who was looking for a fill in teacher in their business department for a day. I developed a course for the day and they loved it, so I was asked to develop a whole series of entrepreneurship courses.
I realized that I could build on that so I thought “how can I make this bigger?” and for some reason “radio show” came into my head. I drove to the local radio station and asked to meet with the marketing manager (I didn’t even know his name!) with no appointment. He very kindly met with me and I told him my idea to have a show that helped small biz owners. He told me he’d talk to his team and get back to me. Before I got home my cell phone rang and he said “it’s a go!”.
I was thrilled. So I wrote and produced my own daily “spot” (5 minutes) every weekday morning for 18 months. It was a great experience and I used the scripts to build articles for my website.

Do others support you emotionally or are they always asking you to get a “real” job?
I have a really supportive family and friends. A number of my friends are entrepreneurs so they “get it”.

How do you support yourself financially?
Just from my self-employment income.

Do you have health insurance and if so, who pays for it?
Luckily in Canada where I live we have health coverage. We pay about $50 a month to our provincial government and that covers all basic healthcare including hospitalization if necessary. Since my income was low last year that premium is only $30 a month. I can see my doctor, get tests, x-rays, etc as needed without worrying about costs.
Sometimes the wait to see a specialist is longer than if I were paying for it myself in the US. For other expenses like prescriptions and chiropractor care, etc. we do have to pay, unless we have an extended health plan through an employer. However, I will be joining my local Chamber of Commerce soon and they have a group plan which will cover these expenses for me.

How much time do you spend looking for business?
I don’t actually track it but consider many of the things I do “looking for business”. This includes writing on my blog, sending out tweets, networking at events, etc. I have found most of my current clients via referrals from people who already know me. I’ve recognized the value of referrals and am now starting to pay for them. (I give people 10% of the first month’s invoice for each referral).

Are you happy you chose this path or do you wish you could go back in time?
Yes I am happy I am self employed again – very happy.
My daughter had a second baby two weeks ago and I was there when my grandson was born. I have been able to help her and also babysit my 3 ½ yr old grandson without worrying about going to a job. The flexibility is the greatest gift in my mind. I’m looking forward to building my business again and having a successful future with it.

You can find more out about Wendy McClelland at:
www.simplyorganicmarketing.com
www.facebook.com/simplyorganicmarketing.com

Fay Hart – Self-Awareness Coach

The Life Coaches No Responses »

Aug 042012

Fay Hart is a slow coach for people in the fast lane. With the motto
do less, accomplish more taped to her MacBook, Fay has built a practice from a house she ‘bought at a yard sale’ in Mexico. She now assists clients from as far afield as New Zealand to make great changes in their lives by doing less.
Fay is the author of a beautiful new paradigm of healing, the Steps.

Sophi’s note: I discovered Fay Hart while watching an interview with her on youtube. I found her to be an engaging speaker with a very interesting story. She is 57 years old and has been working for herself as a Self-Awareness Coach for 13 years. When I asked if her pursuit is financially successful, she answered: Finally, yes!

What did you do for work in your last full time/part time job?
I haven’t had a full-time job for years but I used to work as a psychology tutor and counsellor at a college in London, U.K. After throwing caution to the wind and leaving London after 30 years, I wound up working as a Starbucks barista for seven bucks an hour.

When was the last time you worked for someone else?
2004

What are your passions?
Making poems and helping people free themselves from suffering.

Tell us about becoming your own boss?
Well, the first thing I did when I became my own boss was to give myself a year off!

Do less, do less, do less, is what I continually tell myself. I’ve spent the last year and a half living like a hermit, meditating, soaking at the hot springs, spending lots of time in nature in between learning how to use social media and cutting edge technology.

Through a series of small miracles, I have created my dream of living in Mexico and having clients all around the world via Skpye. I have learned how to relax and trust that things are always moving in the right direction, even if things don’t always appear to be.

My work is so enjoyable and the more clients I see, the more energy I have. Feeling this good and making enough money to have the life I want has been a long time coming, but so worth it! I had to drop all my old beliefs about not being good in business and not being good with money, which took some dedication, but now I am a success on my own terms, with no self-doubt or self-sabotage to undermine my good fortune.

Do you have a trust fund that supports you?
In a way I do – I have come to Trust that there is a power greater than my intellectual understanding that can assist me in experiencing unshakeable faith in a providing world. Working to develop mindfulness and clarity about what it is that I want has proven to be the catalyst for abundance unfolding in all areas of my life in mysterious ways and forms. That sort of trust fund is extremely supportive.

Sophi’s note: I actually meant financial trust fund in my question, because I often wonder if people who are able to pull it off have one!

How did you get started and what pushed you to stop working for other people?
I had never been career-minded, never had a job that I was head over heels about. I just did what I needed to do to support myself as a writer. Though I’ve fallen into some great positions by sheer luck over time, I always thought regular jobs took up too much time. Working for other people was never an option for me, so I had to find a way to support myself independently. It took quite some time.

Do others support you emotionally or are they always asking you to get a “real” job?
I have a good support network. A lot of people have believed in me, even when I couldn’t fully believe in myself.

How do you support yourself financially?
Through seeing clients, giving workshops, and I also take lodgers, which helps me with my goal to pay my house off within two years.

Do you have health insurance and if so, who pays for it? If not, why not?
I don’t have health insurance and rarely think about it. I bet the other way – that I can heal myself. I was talked into taking the health insurance when I was working at Starbucks – it was ridiculous how expensive it was – a real bite out of a minimum wage paycheck – and I never used it apart from getting my teeth cleaned.

How much time do you spend looking for business?
Very little. I allow business to come to me.

Are you happy you chose this path or do you wish you could go back in time?
I am happy. So happy!

You can find more about Fay Hart at her website followfay.com

Jennifer – Accountant

The Accountants No Responses »

Jul 272012

Jennifer is a self-employed accountant who has been working for herself since 1992. 20 years! That’s impressive. Her dream was simply to work for herself. So she did.

What name do you want to use for this interview?
Jennifer

Is it your real name?
No

How old are you?
55

How can people find you?
Landline phone from Verizon, LinkedIn, personal recommendation, Certification from Albany, NY.

When did you leave your last full time/part time job?
1992

Tell us your thoughts about careers:
There are some careers that are labor intensive (consulting, accounting, design, commercial art) that are unlikely ever to make the worker rich. There is too much unbilled time – the worker feels guilty to charge too much and is afraid the employer won’t use him/her again. Also there is always the likelihood that a client will use your services and then not pay. (Of course most of them are decent and do pay, but not always). There is no point in suing for your rightful pay, because of the expense and also their countersuit that you did a bad job, even tho they were very happy while you were doing work for them while they knew it would be free.

What consumes your life (what is/are your passion(s))?
Family, reading, cooking, puzzles

Do you have a trust fund?
Dream on !

Does your family support you?
No

How do you support yourself financially?
Independent work, not as an employee

What do you think about becoming financially successful?
To be really successful, you need to find a product that can be automated and sold to millions of buyers. Of course the more products you make the more they cost, but not linearly. The insurance and the lights may be very similar, whether you sell one item or many and so on.

Do you have health insurance?
Yes

Who pays for your health insurance?
I do

How much time do you spend looking for work?
None – overloaded with opportunities

Lucky Jennifer, to have chosen a career path in which too much work exists! And because Accounting doesn’t pay as well or have the glamour associated with it like say, being a Doctor or Lawyer, it’s not overloaded with competition. There will always be taxes!

Thanks to Tschörda for the photo!

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