May 222013
 

If you’re like me, you can’t sit still for more than a few minutes at a time without changing thought processes.

I actually timed myself while watching an educational video and the results were embarrassing.

It has been proven again and again that when you break concentration, it takes X amount of time to get back into your original thought process. X being anywhere from 3-30 minutes! So if you concentrate for 10 minutes, surf the internet/do emails/research for 20, you are only getting 20 minutes of actual work done per hour! Since I’m my own example, I’m thinking that most of you can’t stay focused for 10 minutes at a time either.

So why are we letting this happen?

I think it has to do with the reward center in our brain being stimulated every time we look at something pleasurable online. For many of us, it would seem, we are stimulated when we are Friend Requested (ego!), Tagged in a photo (who doesn’t -on some level- like looking at themselves?) or read a funny article. And then there’s the additional distractions of TV and trashy novels.

So what can we do about it?
I am training my brain’s pleasure center to enjoy being offline. I use a Chrome extension called Concentrate to physically lock me out of the internet.
I leave my smartphone in another room…sometimes. I fail often.

A good friend of mine leaves his computer at his job for the weekend. He doesn’t own a smartphone. His brain works really well.

Brain Running Well should be a better reward for all of us than online surfing!

 Posted by at 1:01 pm
Jan 272013
 

     

Jen Musselman

In addition to her private practice, Jennifer Musselman, MA, MFTI, is the Director of Conscious Recovery at the CLARE Foundation in California.

This article is reprinted with permission by Jennifer Musselman and first appeared in Forbes on 1/7/2013.

I was a West-Coast Carrie Bradshaw … sans Mr. Big.
She made ends meet using Sunday newspaper coupons, public assistance and homemade mac-and-state-issued-cheese.

Fast forward a couple of decades, and there I was, living in California and working an executive-level communications and PR job at Nickelodeon, where I’d been for nearly 15 years. I had the financial security that came with my position, including a sizable company pension, a 401(k) plan and a small money market account. I carried my mortgage on a condo as confidently as I carried my Balenciaga bag. I was a single woman in her late 30′s, and on the whole, things were good. As a senior director of corporate communications, I spent the bulk of my time in the office–and the rest running from studios to offices to sets.

But my passion for the job was waning.

I wasn’t miserable, per se, but I wasn’t feeling it anymore. And I was watching the company conduct rounds of layoffs during the recession.
I’d always vowed that money wouldn’t dictate my happiness, but I was used to stability. Changing career paths would likely mean a pay cut. Without a partner or family to support me–not to mention my credit card debt and bills–I was afraid to abandon my executive life. Kind of like how people are afraid to abandon a relationship even when it’s no longer working.
The easy thing would have been to set my sights on a similar job in the same field, but I wanted to try something new.

Plotting My Great Escape
While still working my corporate job, I started taking classes at a local college to see where my interests lay–and if I could be a student again after being out of school for 15 years. I always loved psychology, so two semesters later, I plunged head-first into a graduate program in clinical psychology at night, while working full-time.

The days were long, and I was tired, but I felt alive again!

At work, layoffs were still happening, and I knew that I could be next. I decided if that happened, I’d commit myself to school full-time. I was actually excited at the possibility! Although my emergency fund would cover me for a few months, I hoped that I’d get a severance package to help with my transition into student-hood.

When I entered my boss’s office one summer morning in 2010, I was surprised with the very walking papers that I’d been expecting.Only, instead of celebrating, I panicked! You know that feeling when you’re going to break up with someone, but they beat you to it? It was like that–I was prepared, but scared nonetheless.

There I was, free from corporate shackles, but not free from my living expenses, graduate school tuition, credit card debt and a home mortgage. Most of my money was in long-term investments and untouchable without paying severe penalties. At least I had gotten the severance package I hoped for–a safety net to recreate my life.

So I leapt into survival mode, becoming a full-time graduate student at 37 years old.

With the assistance of loans, I tackled four classes a semester, so I could complete my degree only a few months after my severance ended. Simultaneously, I pursued PR consulting opportunities to supplement my severance pay and nominal unemployment income. I cut back on luxuries–eating out, manicures and pedicures–and conserved gas whenever possible.

Was I Turning Into My Mother?
I’d like to think of myself as an empowered woman, but when I lost my job, my early childhood experiences with poverty triggered a momentary damsel-in-distress moment. I found myself secretly wishing for my own Prince Charming to rescue me.

My stomach churned at the notion that I believed in the same fairytale as my mother once did, but I couldn’t help it.

Meanwhile, some family members advised me to abandon California for a safer, more affordable life in the Midwest with them. I wasn’t opposed to moving to another city if the right opportunity presented itself, but my gut said to stay in California. If I were to move, I wanted it to be for a reason–not to run away.

As far as I was concerned, I had no other choice.

Closing One Door Opens Another (or Two)
A decade earlier, I’d inquired about teaching public relations at the University of Southern California, but the timing hadn’t been right. Now, with 15 years of high-profile PR experience, the timing was right. So I began teaching at USC and Pepperdine, while I was still in grad school.

Two months before I received my degree, the non-profit agency where I was training as a psychotherapist offered me a job overseeing their new outpatient and residential drug treatment facilities. It’s an amazing organization called Conscious Recovery, which is run by the CLARE Foundation in Santa Monica, California.

The position perfectly married both my careers in strategic communications and psychotherapy. People don’t realize how closely related psychology and public relations are–many PR campaigns are rooted in the principles of social psychology.

It’s proving to be a fun, enterprising experience–one that corporate America never afforded me. I am now changing the world for the better!

There was only one thing left for me to achieve: open a private therapy practice of my own.

The Keys to My Very Own Career Castle
While working at the non-profit agency by day, I searched for an office and networked at night. In the psych world, things are a little different than in the business world: “Trainees” are people who do unpaid work during their last year of school, and “interns” are certified therapists who must amass around 3,000 paid hours (that number varies by state) to become autonomous, fully licensed therapists. So the position that I was searching for was technically an internship.

A little under two years after leaving my PR gig, all of my hard work paid off: I was accepted at a practice that will help me earn my hours working with clients. Jennifer Musselman, M.A., MFTI, proudly hangs above the door of my very own office in Brentwood,Los Angeles.

Today, I am an adjunct professor who oversees the development of a rehab facility–while nearing my goal of becoming a fully licensed psychotherapist.

In other words, I’m a world away from my corporate job. Now, more than ever, I trust myself and my capabilities. I’ve also learned that when the going gets tough, I get tougher.

Tackling this challenge at nearly 40 years old was both the most frightening thing I’d ever faced and the most empowering because I did it all on my own! The leap of faith to invest in both my financial future and my personal happiness has made me a stronger, more fulfilled person.

Thank you to Jennifer Musselman for allowing me to reprint this article.
You can read more about her at http://www.jennifermusselman.com/

 Posted by at 12:30 pm
Nov 252012
 

6 Ways to Finish Your Projects by Sophi Kravitz. This article is a repost from Engineer Blogs, first published on August 24th, 2012

I often work on many projects at once. Finishing a project gives me great pleasure- I like to look at it, talk about it, and feel the sense of accomplishment that is nearly analogous to a runner’s high. But getting there takes some practice at the skill of Finishing Stuff.

Universally, it is recognized that the last 10% of the project is 90% of the work. I’d say that the first third of the project is 2% of the work. Can someone do the curve and put it in the comments?

Why is it so tough to finish projects and so easy to start them? Starting is easy, involving large portions of researching, discussion and shopping. These tasks don’t actually involve producing any results but they feel as though something has been accomplished. Making something out of nothing, to design something or to build something where it wasn’t in existence before is HARD. If you’re not used to feeling the sense of accomplishment, you don’t know how much you’re missing to want to feel it badly enough.

I think that finishing projects is a learned skill which provides the experience (or foresight) to know how long something will take once you dream it up. The skill of Finishing Stuff is complemented by the skill of knowing when not to get started on something because it’s a time-suck, impossible or too expensive.
Obtaining the skill of Finishing Stuff takes practice.

Here are some ways to practice that elusive skill:

1. Make a decision to stop being an anal perfectionist.
You can lose a ridiculous amount of time going from red to blue and back again. Tweaking this and tweaking that keeps you in the 50% done phase. It also tricks you out of having to think too hard about solving the next problem.

2. Don’t add tentacles (bells and whistles) to your Revision 1 project. Unnecessarily adding tentacles to your projects will make them unwieldy and unmanageable, causing the project to sit in the garage gathering cobwebs.

3. Kill your wireless and put caution tape across your kitchen door. AKA No Distractions. Leaving your email, Facebook, Twitter etc. on while you’re trying to move forward is just plainly, a bad decision. How can you get anything done if your internet life is beeping or blinking at you. It takes the average person some time to get their brain back on track after an interruption, and YOU ARE NO EXCEPTION. And don’t interrupt yourself because you’re hungry or need to do dishes. Finding oneself in the kitchen staring into the white light is also not productive. Caution tape.

4. Practice working your way through problems. You can’t hit the problem wall and just…delay. When you get to a stopping place because you don’t know what to do, do something. If you don’t know what to do, ask someone, ask a forum, ask Google, ask your tea leaves, experiment.

5. Set a deadline that’s two weeks from now.
When you have a deadline that’s too far away, it’s easy to wait until the last minute. Then you have no time and the project doesn’t get done. Break the project up into 2 week doable sized pieces.

6. KISSS keep it simple simple simple.
Don’t pick 10 projects that aren’t doable and buy parts for all of them. Pick something challenging you know you can do and tackle it. Don’t wake up one Saturday and decide to build a small shed on your property…alone….and find that you don’t have the time, money or skill set to finish it. Know yourself better than that.

The way to get good at something, good enough where it becomes second nature, is to do it over and over again until you have mastered that skill. To be the person who Finishes Stuff you have to practice being that person. If you finish a few projects, chances are that you’ll never want to leave something undone again.

Comments please! Do you finish stuff or do you typically have projects undone? Or are you somewhere in the middle?

 Posted by at 2:33 pm
Sep 172012
 

MY PLAN IS TO BE ON MY WIFE’S PLAN

Originally published on 9/16/12 at

http://www.kyleshank.com/stories/2012/09/17/myPlanIsToBeOnMyWifesPlan.html
under the Creative Commons license by Kyle Shank

If you want to hit on a touchy subject with an entrepreneur ask them about their personal health insurance situation.

Most probably pay for their own individual plan with a high monthly premium and shitty benefits.

A close second will be those that forgo health insurance because they are going to live forever or something.

Then there are those rare few geniuses that have hacked the system. The guys that get great health insurance benefits for free through their spouses’ plan.

America has the greatest healthcare system in the history of the universe.

So great that a grown man or woman needs to choose between being healthy, founding a startup or getting married.

Visit Kyle Shank’s blog here
Photo credit goes to this cool site 401 (K) 2012 !

 Posted by at 1:46 pm
Aug 272012
 

Is Your Health Insurance Holding You Back? Originally published on MARCH 13, 2012 at Engineer Blogs

For most of us working as engineers or other technical jobs in the United States, it is a given that we receive paid-for medical insurance. It is difficult for companies to find technical workers, therefore they usually offer health insurance in some form or another as an incentive.

This site gives a breakdown of how much insurance costs state by state: http://www.ahipresearch.org/statedata.html

So if you work somewhere that asks you to pay say, 50% of your health insurance, you might be paying $2,500 per year for a single person. That is on par with paying to go out to eat lunch every day (and even then, on the cheap).

If you’re a family, things get much more expensive; the costs get closer to $6,500 on average. If you have a single-earner family, it’s unlikely you’re eating lunch out every day. If you are self-insured in NY state (where I’m from), it is about $5,700 for single person insurance and roughly $12,000 for a family plan. That would be a lot of expensive lunches!

Many of my project friends and talented online acquaintances talk about leaving their jobs to pursue inventing, projects or starting companies; that is, if it were not for the high cost of health insurance (again, in the United States). It is sad to see so many talented engineers so stuck because of the psychological pull of this major expense. While there are changes in the works currently (set to kick in by 2014), there are a lot of catches regarding pre-existing conditions and getting an insurance company to accept you. I feel it is very backwards thinking of the US government to effectively clamp down on creative entrepreneurs by linking health care to being an employee.

Health Care is not an easy thing to price out. Many of the insurance companies suggest a fax machine to transfer info back and forth, or requests for information are ignored entirely. The insurance documentation takes a bit of getting used to and even longer to understand. Most engineers utilize Human Resource professional or Benefits Administrator for a reason, right?

I get health insurance through my local Chamber of Commerce, so they take care of administration and acceptance. As far as I know, they accept everybody into the insurance plan. I do this to maintain my “life-hacked” engineering and sales job.

Once this expense is thought of in actual money terms, it is easy to determine whether or not the money for this cost can be earned by doing side work. One small engineering design project, for example, can pay a single person’s health insurance for an entire year. Additionally, this can be written off as a business expense, so the money that is earned towards the insurance will not be taxed.

Does $6k stand between you and doing what you love?

Aug 192012
 

This excerpt is from a comment stream on Google Plus.

Steve Hoefer Aug 14, 2012
It’s certainly not for everyone, but the hardest thing about doing it is to make the choice to do it. +Sophi Kravitz is off to a great start with this site. I’ve been nodding along as I read all the interviews posted.

 

B Deevis Aug 14, 2012
I would love to go down this road, but what to do? How do I make enough to support my family? How do I get insurance? And on and on. So much to be nervous about.

Steve Hoefer Aug 15, 2012
+B Deevis Read the interviews on Super Green Dot. She asks those who have gone before exactly those questions and got some really good answers.

Your situation may be a bit more difficult since you have young-ish kids and their needs come first. But you also have a spouse, which can take a lot of the pressure off of having less stable income. Those with partners to support them have the easiest time transitioning to self employment.

I believe there are two primary things to successfully go off on your own:

1) Overcoming fear. There are several ways to help this. One is to have nothing left to lose. Getting laid off is a good and common one. The next is to recognize you’re not on your own. There are tons of people, organizations and resources to help you. They’re not going to come to you though, you’ve got to go find them. The next is to recognize that a lot of what you fear can happen with any job. They can lay you off, cut your pay, cut your benefits, overwork you, etc, etc. When you work for yourself these decisions are much more in your hands. The last is to work towards it in steps. If insurance is your biggest fear, work on that. Like Sophi, find a part-time job that gives benefits. Or maybe your spouse can move to a job that provides insurance for all of you. Or maybe you can start a medical savings account and get a high deductible insurance coverage that’s affordable by the month. Or something else entirely. Work to overcome those problems one at a time and it won’t seem so overwhelming.

2) Do The Work! Work like hell. Work on the kinds of things you want to be working on, without pay. If you aren’t dreaming about your projects when you sleep you aren’t working near hard enough. If you don’t know what you’re doing, who cares. Do it anyway and you’ll learn. Give yourself hard deadlines and impossible projects. Do NaNoWriMo  or make and blog a new thing every single day. Turn that shit out. Most of it will be crap, but some will be wonderful, and the wonderful stuff will get easier. Whatever it is, do it. Write, create, build, develop. Learn. Push. Ruthlessly build a portfolio. Share it. You’ll quickly fall in with people doing other amazing things who will support you.

And then it’s not unheard of (likely even!) that you’ll end up with strangers calling you up offering you money to do what you’ve been doing anyway!

And their deadlines are more reasonable. And then more and more will come to you, offering you opportunities to do things you’ve never had before. To the point where you have to tell them “No, sorry, I don’t have the time!” Or you can raise your prices so you can spend more time with your family, or live in luxury, or hire some people you think are awesome, or live in another country, or pick and choose only the projects that inspire you, or donate it all to charity, or something completely else that makes you happy.

But none of this will happen if you don’t do the work. No one else can do it for you. Working for myself is much harder work than any other job I could imagine. But it’s well worth it for me.

That said, it’s not for everyone. For some people it’s much less stress to let someone else make the business decisions and feel secure in a weekly paycheck. Some people don’t want daily surprises
at work or to be ultimately responsible for the success or failure of a project. Some don’t have the fiscal responsibility to deal with uneven income and extra paperwork. Some can’t stand the jack-of-all-trades-ness that a sole proprietor or small businessperson has to sustain. And all that’s fine! If that stuff sounds horrid to you then self employment is probably not your path to happiness. Quite the opposite!

And there are some people who do The Work and it never pans out. Some professions (mostly creative ones, especially visual arts) are incredibly hard to make a living at regardless of your work or talent. It can still be incredibly valuable to try, and while it may not ultimately lead to being a famous artist the journey often leads you to something different you wouldn’t have found otherwise. For example my work as an animator lead (though convoluted paths) to design educational video games, a business I found much more satisfying and rewarding. And both of those careers feed into my current business making electromechanical wonders.

Check out Steve Hoefer’s website at Grathio.com  – there is lots of inspiration is to be found there.

 Posted by at 1:47 pm